Roof Financing Options in South Florida
Affordable Roofing Should Be For Everyone
Roof financing in Florida lets you protect your home now and spread the cost of a new roof over time. We believe taking care of your home should be both affordable and achievable, so we work with five financing partners to fit a variety of budgets.
You can apply online in about 60 seconds, see if you are pre-approved instantly, and have funds available 1 to 5 business days after approval.
Our roof financing partners
Enhancify
With Enhancify, the online application takes about 60 seconds, pre-approval is instant, and funds are available 1 to 5 business days after approval.
GoodLeap
GoodLeap uses a soft credit check until funding and looks at the highest score from all three credit bureaus to see if you qualify. It takes just a few minutes to get started.
First Commerce Credit Union
For homeowners who prefer a local lender, we partner with Commerce Connect from First Commerce Credit Union. These fixed-term roof loans typically run 5 to 15 years, with rates based on your credit profile and home equity. The application includes a credit check and income verification, and decisions usually come within a few business days.
Service Finance
Service Finance offers a fully online application with fast decisions, sometimes within hours. Its plans accommodate a wide range of credit profiles, which helps when a storm or emergency repair cannot wait.
Wisetack
Wisetack lets you check your loan options with a soft credit check, so exploring your choices does not affect your credit score until you decide to move forward. You can see potential terms upfront before committing.
Which roof financing option fits you
| If you want | Consider |
|---|---|
| The fastest online decision | Enhancify or Service Finance |
| To check options without affecting your credit | GoodLeap or Wisetack |
| A local lender and a fixed term | First Commerce Credit Union |
Not sure which fits? Book a free roof inspection. When we present your estimate, with zero hidden fees, we will talk you through each financing option.
What you can finance
Financing is not limited to full roof replacements. It also covers storm damage and emergency repairs, metal roof upgrades, and energy-efficient roofing improvements.
Want to understand how monthly plans work before you apply? Read our guide to roof payment plans in South Florida.
Our Process
Roofing Services Made Simple
Tackling South Florida’s toughest roofing challenges. Trust our expert team to keep your roof strong and your home safe.
Contact Our Team
Contacting us is easy! Fill out our online form, or give us a call to get in touch and schedule an appointment.
Our Signature Inspections
We’re known for completing the most thorough inspections in the business, specifically designed to locate all signs of current and potential damage.
Estimate & Strategize
Our estimates give you the facts, with zero hidden fees or charges. When we present you with your estimate, we’ll also take the time to talk you through the various options and solutions available to you.
Installation & Repairs
Most of our roof replacements can be completed within 30 days of your initial request. We’ll install your roof safely, taking extra care of your lawn and home exterior.
FAQS
Enhancify application questions
How long does the application take?
Our application is designed to be completed in 60 seconds!
When will my funds be available?
Financing funds are available 1-5 business days after approval!
When will I find out if I am pre-approved?
We offer instant pre-approval.
Can I finance a roof replacement in Florida with less-than-perfect credit?
You may still qualify. Service Finance plans accommodate a wide range of credit profiles, and GoodLeap and Wisetack let you check your options with a soft credit check first.
Does checking my financing options affect my credit score?
Not with GoodLeap or Wisetack, which both start with a soft credit check. A full credit check happens only when you move forward.
How long does roof financing approval take?
Enhancify pre-approval is instant, Service Finance can decide within hours, and First Commerce Credit Union usually decides within a few business days.
