Are there any programs to help pay for a new roof in Florida?

Yes. The main one is My Safe Florida Home (MSFH), a state grant that pays $2 for every $1 spent on hurricane mitigation. The cap is $10,000 for roof and opening upgrades. Eligibility runs through a free wind-mitigation inspection, with priority for low-to-moderate income homestead properties. USDA Section 504 loans and grants help rural Treasure Coast owners 62 and older. PACE financing (a property-tax-assessed loan for storm upgrades) is offered in several Florida counties for full replacement. FoxHaven helps Martin, St. Lucie, and Palm Beach County homeowners line up MSFH paperwork as part of the estimate.